VA Loans

Gi Bill VA Loan | Jennifer Monroe | SavvyGirlHomes.comFranklin Roosevelt understood the value of our service men and women when he created the GI Bill in 1944. This provided our veteran forefathers with housing benefits designed to ease their transition back into civilian life. And a good thing too, because it resulted in the post-WW2 strengthening of the American family.

The hallmark of the GI package includes a federally guaranteed home loan with no down payment requirements. Featuring favorable loan terms, interest rates and built-in protections, the VA Loan offers most veterans and their qualified spouses an edge in purchasing a home they will personally occupy.

A Certificate of Eligibility (COE) is issued by Veteran’s Affairs that will provide the entitlement amount for each veteran. While the COE does not guarantee that a veteran will otherwise qualify for a loan, I strongly recommend that my eligible clients work with a certified Military Mortgage Specialist to determine eligibility and ultimately, to obtain a loan Pre-Approval. This Pre-Approval Letter will determine the amount you’ll be approved to borrow on the purchase of a primary residence. This should be your very first order of business. Rest assured, even with mediocre credit scores, a borrower can expect a very competitive interest rate.

Helpful VA Loan links…

VA Home Loans ~ Service Members Civil Relief Act

US Department of Veterans Affairs

Certified Military Residential Specialist

I’ll be happy to make a personal mortgage lender recommendation based upon where you’re located and where you intend to purchase your home. I can be reached at 704.307.3369 or email me at and I’ll be in touch right away!

Jennifer Monroe, Realtor®/Broker

Certified Military Residential Specialist

Refreshingly Honest Real Estate!

© Jennifer Monroe, Realtor®/Broker 2017

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